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Non-Recourse Pre-Settlement Funding

Life doesn't stop while your case settles.

QFN Group advances cash against a pending settlement. The advance is underwritten on the strength of your claim, coordinated through your attorney, and repaid only if you recover.

$0 Advances up to
0 Typical decision time
$0 Owed if you don't recover
The Process

Four steps, and most of them are ours.

We built the workflow so the burden sits with our underwriters and your attorney's office, not with you.

01

Submit your details

A short form or one phone call. We need your contact information, case type, and your attorney's office. Nothing more.

≈ 2 minutes
02

We contact counsel

Our underwriter requests a case summary and status directly from your attorney. You aren't asked to chase documents.

Same business day
03

Underwriting decision

We evaluate the merits and posture of the claim. Credit, income, and employment history are never considered.

Typically 24 hours
04

Funds disbursed

Review the agreement, sign, and receive funds by direct deposit or check, often the next business day.

24–48 hours after signing
Funding Estimator

See an illustrative advance range in seconds.

Advances are sized as a modest percentage of expected case value, adjusted for litigation posture. Move the inputs to model your situation.

Estimated case value $45,000
$5K$100K+
Case type
Litigation stage
Attorney retained
Illustrative advance range
$4,000–$8,000
Based on the inputs selected
Apply With These Details
Coverage

Claims we underwrite.

If you have retained counsel after suffering damages caused by another party, your claim is likely eligible for review.

16 matters
01Auto & motor vehicle accidentsInjury
02Pedestrian & motorcycle injuryInjury
03Slip & fall / premises negligenceInjury
04Medical malpracticeInjury
05Defective & dangerous productsInjury
06Wrongful deathInjury
07Workers' compensationWorkplace
08Construction site negligenceWorkplace
09Labor Law 240 / 241 claimsWorkplace
10Jones Act: maritime & seamenWorkplace
11FELA: railroad accidentsWorkplace
12Third-party workplace injuryWorkplace
13Civil rights & excessive forceCivil
14False arrest & malicious prosecutionCivil
15Sexual abuse & institutional abuseCivil
16Wrongful termination & discriminationCivil

Matter type not listed? Call (212) 542-0852. Every claim is reviewed on its own merits.

Why QFN Group

A lender's rigor, without a lender's demands.

QFN Group LLC is a New York-based litigation funding company. Our underwriting is built around one question that traditional finance never asks: how strong is the claim? Not your credit file, not your employment history, not your debt-to-income ratio. Only the strength of the claim.

That distinction is the entire product. Because we take our position in the proceeds rather than against you personally, an unsuccessful case ends our claim entirely. The risk moves to our balance sheet, which is precisely why we underwrite carefully and work directly with counsel to do it quickly.

Our fast, cost-effective underwriting model, plus a direct line to your attorney, is what sets us apart. QFN Group Underwriting
Underwriting basisMerits, posture, and estimated value of the pending claim. Never credit, income, or employment.
Repayment sourceSettlement or judgment proceeds only, disbursed through your attorney's trust account at resolution.
Downside exposureNone to the plaintiff. If the claim does not recover, the funded amount is not collectible.
Attorney workloadA case summary and status update. One underwriter owns the file from intake through payoff.
Decision velocityMost files are decided within one business day of receiving documentation from counsel.
Cost transparencyFunded amount and fee schedule stated in plain language on the face of the agreement, before signature.
For Attorneys & Firms

A funding partner that works through your office, not around it.

When a client needs capital to get through litigation, QFN Group coordinates with your office directly. There is no cost to your firm to refer a client or to request funding on their behalf, and no obligation created for the firm by a submission.

Single point of contact.

One underwriter owns the file from intake through payoff. No call-center handoffs, no repeated document requests.

Minimal documentation burden.

A case summary and current status are typically sufficient for a funding decision. We do not request privileged work product.

Clean payoff mechanics.

Executed lien and payoff instructions are delivered to your office in writing, with payoff figures available on request at any point.

One-business-day turnaround.

Most funding decisions are issued within twenty-four hours of receiving case documentation from counsel.

Client-first posture.

We decline files we don't believe are appropriately sized. A client under-served by funding is not a client we want.

Submit a case for review

Secure intake for counsel. Response within one business day.

Attorney Intake
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Attorney line: (212) 542-0852 Monday to Friday, 9:00am to 6:00pm ET
The Distinction

Why this isn't a loan.

Comparison of traditional lending against QFN Group pre-settlement funding
CriterionBank loan / credit cardQFN Group funding
Approval basisCredit score, income, employmentStrength of the pending claim
If the case does not recoverFull balance remains dueNothing is owed
Payment scheduleFixed monthly, regardless of outcomeNone until resolution
Time to decisionDays to weeksAs little as 24 hours
Effect on credit reportInquiry, tradeline, and delinquency riskNo credit impact
Personal liabilityFull recourse against the borrowerNon-recourse
Straight Terms

Nothing here is fine print. It is just short.

The full legal disclosure runs at the bottom of this page. This is the same substance, stated plainly.

Non-recourse, always

Our right to repayment runs against your settlement proceeds, never against you personally.

Approval isn't guaranteed

Every file is underwritten on its own facts. A submission is a request for review, not an offer.

Estimates are illustrative

The funding estimator models a range from the inputs you choose. It isn't a quote and excludes fees.

Terms before you sign

The funded amount and fee schedule are stated in plain language on the face of the agreement.

Rules vary by state

In most states this isn't a loan. In some it's regulated as one, and your agreement reflects what applies.

Questions

Answers, in plain language.

12 answers

Pre-settlement funding provides a plaintiff in an active claim with a cash advance against the expected proceeds of that claim. It is not a traditional loan: repayment comes exclusively from a settlement or judgment, and only if the case recovers.

It means our right to repayment runs against the proceeds of your claim, not against you. If the claim resolves with no recovery, we have no legal ability to collect from your wages, assets, or accounts. The loss is ours.

No. Approval turns on the merits and estimated value of the claim. We do not pull a consumer credit score as an approval criterion, and your income and employment history are not factors.

Most approved applicants receive between $500 and $10,000. The amount is sized to the estimated value and current posture of the claim, because responsible funding leaves meaningful proceeds for you at resolution.

At the conclusion of your case, your attorney disburses the agreed payoff from the settlement proceeds held in trust. You never write a check and never make a monthly payment.

You owe nothing. That outcome is contemplated in the agreement and is the reason the product is priced the way it is, because we are absorbing the risk of a non-recovery.

Pricing varies with case type, posture, and expected duration, and is disclosed in writing on the face of your agreement before you sign. Because funding is non-recourse and long-dated, the cost is meaningfully higher than secured consumer credit, which is why we encourage applicants to consider other sources first where those are genuinely available.

Representation is generally required, because our underwriting depends on counsel's assessment and cooperation. If you have not retained a lawyer, contact us and we can discuss appropriate next steps.

Our funding arrangement is between you, your attorney, and QFN Group. We do not notify the defendant or the insurance carrier as a matter of course, though disclosure obligations can vary by jurisdiction and case posture, and your attorney can advise on that.

An underwriter reviews the submission and contacts your attorney's office for a case summary and status. Most applicants receive a decision within twenty-four hours of that documentation arriving.

Yes. Subsequent advances are common as a case progresses and are underwritten fresh against the claim's current status, value, and the amount already outstanding.

A decline is not a judgment on the merit of your case. It usually reflects posture, timing, or sizing relative to our current criteria. There is never a cost to apply, and you are welcome to reapply as the case develops.

Get Started

Apply in about two minutes.

Applying is free, carries no obligation, and has no effect on your credit. If funding isn't the right answer for your situation, we'll tell you that directly.

Funding team (212) 542-0852
QFN Group LLC Cowork IC, 237 36th Street, Ground Floor · Brooklyn, NY 11232
Hours Monday–Friday, 9:00am–6:00pm ET · Online applications accepted 24/7

Plaintiff application

No cost, no obligation, no credit impact.

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